Loan & USSD Code

Apply for Loans on-the-Go Using Fint’s USSD Codes

As a busy professional, you’re always on the go and value convenience and efficiency. But what happens when an unexpected expense arises and you need quick access to funds? In the past, you would have to find the time to visit your bank branch during work hours to apply for a personal loans.

Now, thanks to Fint’s innovative USSD loan service, you can apply for and access a loan anytime, anywhere right from your mobile phone using a few simple codes.

Fint, a leading fintech company, understands your need for flexibility and has developed an easy loan application process using USSD codes that work on any phone.

Their secure technology platform evaluates your information in real-time and provides an instant loan decision and disbursal of funds if approved. No more waiting in long bank queues only to face a lengthy application process.

With Fint’s USSD codes, you have a fast, straightforward way to apply for a personal loan and gain access to the money you need on your own schedule. Convenience and speed – that’s what Fint’s USSD loan service is all about.

Apply for Loans on-the-Go Using Fint's USSD Codes

What Is Fint’s USSD Code for Applying for Loans?

Fint, a leading fintech company, offers USSD codes that allow you to apply for personal loans directly using your mobile phone. USSD stands for Unstructured Supplementary Service Data and is a protocol used by GSM cellular telephones to communicate with the mobile network operator’s computers.

To access Fint’s USSD menu, simply dial *544# from your phone. You will be presented with various options, including the choice to apply for a personal loan.

Select this option by entering the corresponding number. You will then be asked to provide some personal information like your name, ID number, mobile number, and the loan amount you require.

Fint’s automated system will assess your application in real-time and provide you with a provisional quote for the loan amount requested.

If you accept the quote, your loan application will be processed instantly and the funds disbursed directly into your bank account within 24 hours.

This fast, convenient service allows you to apply for and receive funds for emergency or unforeseen expenses, at any time from anywhere using just your mobile phone.

The USSD codes offered by Fint provide customers with a quick and easy way to access loan services using a channel they are already familiar with.

By simplifying the application process, more people now have the opportunity to access formal financial services that were previously out of reach. Using technology to increase access and inclusion is at the heart of Fint’s vision.

How to Use Fint’s USSD Code to Get a Loan

To apply for a loan using Fint’s USSD codes, simply follow these steps:

Enter *389# on your phone

Dial *389# and select the ‘Loans’ option. You will be prompted to enter your national ID number or phone number to verify your account.

Select a loan product

Next, choose from personal loans, business loans, emergency loans or other options. Review the details for each product like the loan amount, interest rate and repayment terms. Select a product that meets your needs.

Provide personal information

You will be asked to enter personal details including your full name, date of birth, residential address, employment information and bank account details. Provide accurate information to expedite the application process.

Submit supporting documents

Depending on the loan amount and your credit profile, you may be required to submit additional documents such as proof of income, bank statements, or collateral paperwork. Follow the instructions to submit clear copies of the required documents.

Approval and disbursement

Once your application has been reviewed and approved, the loan amount will be deposited directly into your bank account.

Loan approvals can take between 1 to 3 business days. You will receive an SMS notification once the funds have been disbursed.

Using Fint’s USSD codes, you can apply for a personal loan fully on your phone without visiting a branch. This convenient service allows you to access funds as and when needed so you can achieve your financial goals and take advantage of important opportunities.

The Benefits of Applying for Loans via USSD

Applying for loans via USSD codes offers several benefits over traditional application methods.


Using USSD codes to apply for loans allows you to access loan services directly through your mobile phone anytime and anywhere. You do not need internet connectivity to use USSD codes, only mobile network coverage. This convenience provides you flexibility and control over when and where you apply for financing.


USSD codes provide a fast way to apply for loans. The entire application process only takes a few minutes. You are guided through a series of interactive menus to input the necessary details to submit your loan application.

Within a short period, you will receive feedback on the status of your loan application. The quick turnaround time allows you to get the funds you need efficiently.


USSD codes are secure to use since no sensitive information is stored on your phone. Your personal information and application details are encrypted to protect them during transmission to the lender’s systems.

Lenders also deploy advanced security systems and protocols to safeguard applicants’ data. You can have peace of mind that your information remains private when applying for loans using USSD codes.


There are typically no charges for using USSD codes to apply for loans. The costs of the service are absorbed by the lenders. You get to enjoy the benefits of mobile access to loan applications at no extra cost. The affordability of this channel makes it ideal for accessing microloans and meeting emergency financing needs.

In summary, USSD codes provide a convenient, fast, secure, and affordable way to apply for loans using your mobile phone. The numerous benefits of this service make it an attractive option for individuals and small business owners to access financing on demand. You have the flexibility to apply for loans anytime and anywhere, securely and at no cost to you.

READ ALSO: How to Borrow Money From Opay App: A Guide to Accessing Loans Up to N1 Million


In today’s fast-paced world, convenience and ease of access are highly valued. By enabling quick loan applications via USSD codes, Fint is meeting customers where they are and providing an essential service.

The ability to apply for a personal loan, business loan or other financial product with just a few taps on your phone can make a meaningful difference.

For those with limited access to physical bank branches or those always on the go, Fint offers a welcome solution. Overall, Fint’s innovative use of technology and focus on customer experience demonstrate why they are an industry leader. The future is digital, and Fint is helping to shape it.

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