Loan & USSD Code

How to Send Money to PalmPay Using USSD 2024

You’re eager to send money to your loved one’s PalmPay account but unsure of how to get started. Using USSD banking, you can transfer funds directly from your phone in just a few simple steps.

PalmPay makes the process fast, secure, and convenient so you have peace of mind knowing your money will be received quickly. In this article, we’ll walk you through initiating a money transfer to PalmPay via USSD and provide helpful tips to ensure a smooth transaction.

With PalmPay and USSD, sending money has never been easier. Whether you need to send funds for essentials or just want to brighten someone’s day, PalmPay and USSD banking empower you to provide financial support to those who need it most. Read on to learn how to get started.

How to Send Money to PalmPay Using USSD

What Is PalmPay and USSD?

PalmPay is a mobile payments service that allows you to send and receive money using USSD technology. USSD, or Unstructured Supplementary Service Data, is a protocol used by GSM mobile phones to communicate with the service provider’s computers.

To access PalmPay and send money using USSD, you need to dial 8947# on your mobile phone. This will prompt you to enter the phone number of the recipient, the amount you want to send, and your PIN to authorize the transaction.

  • Ensure you have sufficient funds in your PalmPay wallet before initiating a transfer.
  • Double check that you have entered the correct recipient phone number to avoid sending money to the wrong person.
  • Your PIN is required for each transaction to verify your identity and authorize the transfer. Keep your PIN secure and do not share it with anyone.
  • Most transfers are instant, but it can take up to 1 hour for the recipient to receive the funds, especially for first-time recipients.
  • You will receive an SMS notification once the transfer is complete. The recipient will also receive an SMS alerting them that money has been sent to their PalmPay wallet.

PalmPay using USSD provides a convenient way to send money to friends and family without the need for an smartphone app. By following the steps above and exercising caution, you can utilize this service to securely transfer funds whenever needed. Let us know if you have any other questions!

Step-by-Step Guide to Sending Money to PalmPay Using USSD

To send money to PalmPay using USSD, follow these steps:

Check Your PalmPay Account Balance

Dial *652# to check your PalmPay account balance. Press ‘Send’ or ‘OK’ to view your available balance. Take note of your balance to ensure you have enough funds for your transfer before proceeding to the next step.

  • Dial *652# on your mobile phone.
  • Select the “Transfer” option from the menu.
  • Enter the recipient’s account number.
  • Choose the recipient’s bank from the list provided.
  • Input the amount you want to transfer.
  • Enter your PIN to authorize the transaction.
  • Review the transaction details for accuracy.

Confirm and Complete the Transfer

Review the details of your transfer, including the recipient’s name and PalmPay number as well as the amount. If correct, press 1 to confirm and complete the transfer. Press 2 to cancel the transfer.

Upon successful completion, you will receive an SMS notification confirming the details of your money transfer to PalmPay. The funds should appear in the recipient’s PalmPay account balance within minutes. If you experience any issues, contact PalmPay customer support for further assistance.

Tips for Successfully Transferring Funds to PalmPay

To successfully transfer funds to your PalmPay account, follow these tips:

Check Your Account Balance

Before initiating a transfer, check that you have sufficient funds in your bank account. Insufficient funds will result in a failed transaction and possible fees from your bank.

Enter the Correct Recipient Details

Double check that you enter the correct PalmPay phone number as the recipient. Entering an incorrect number could result in losing your funds. Verify the recipient’s name as an additional precaution.

Select the Appropriate Transfer Method

Choose either an instant transfer or a regular transfer based on your needs and any fees that may apply. Instant transfers will deposit funds immediately but often have higher fees. Regular transfers typically take 1 to 2 business days to process but often have lower or no fees. Select a transfer method that suits your timeline and budget.

Confirm the Transfer Details

Carefully review the details of your transfer before confirming, including the recipient name and phone number, transfer amount, selected transfer method and any fees. Make sure all details are correct to avoid issues. You will receive a confirmation message once the transfer is complete.

Track Your Transfer Status

Log in to your PalmPay account to view the status of your transfer and confirm when funds have been deposited. This allows you to verify the transfer was successful and your money is available as expected. Contact PalmPay’s customer service with any questions or concerns about your transfer status.

By following these tips, you can confidently send money to your PalmPay account through your bank’s USSD system knowing the details of your transfer are correct and the funds will be available as expected. Please let me know if you have any other questions!

READ ALSO: Applying for a Temporary Loan at Capitec Bank: A Step-by-Step Guide


As you have seen, sending money to PalmPay using USSD is a convenient and straightforward process. In just a few simple steps, you can securely transfer funds to friends and family or pay for goods and services. PalmPay’s innovative technology and commitment to providing accessible financial services to all means you have a trusted platform to send and receive money at your fingertips whenever you need it. The next time you need to send money in a hurry, think of PalmPay and remember how easy it can be. Your financial freedom is only a few codes away.

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