Loan & USSD Code

MoniePoint USSD Code to Transfer Money, Check Account Balance, Loan, Borrow Money and For Airtime Purchase

MoniePoint, one of the leading financial technology companies, has introduced a USSD code system that allows users to perform various banking activities without an internet connection.

In this article we will learn the MoniePoint USSD code used to transfer money, check account balance, lend, borrow money, buy airtime.

What is MoniePoint?

MoniePoint is a leading fintech company in Nigeria providing innovative solutions for seamless financial transactions. Through an extensive network of agents and partners, MoniePoint aims to bridge the gap between traditional banking services and the unbanked population, making it easy for everyone to access services. finance.

Read also:Loan Companies in UK with Zero Interest Rates

Benefits of Using the MoniePoint USSD Code

MoniePoint USSD Code to Transfer Money, Check Account Balance, Loan, Borrow Money and For Airtime Purchase

Here are the benefits of using the MoniePoint USSD code:

1. Convenience and easy to use

USSD Code MoniePoint provides an easy-to-use yet convenient method for conducting financial transactions. You can still access banking services with a USSD code, even if you are in a remote location or have a limited Internet connection. It removes the obligation on the customer to visit the bank in person or use Internet banking tools.

2. Save Time

The MoniePoint USSD code allows you to perform various transactions quickly and efficiently, saving you valuable time. The USSD token streamlines the process, allowing transactions to be completed in seconds. You can use it to transfer money, check account balances, access loans, borrow money or buy airtime. Compared to more conventional banking operations, it will save you time and effort.

Across Nigeria, MoniePoint has developed an extensive network of agents and partners. With full network coverage, you can access MoniePoint services and transact with USSD codes from various locations across the country. It ensures that financial services are accessible to a wide variety of users, including those living in remote or underserved areas of the country.

Read also:Loan Companies in Australia With Zero Interest Rate

3. Internet Connection is not Required

The fact that the MoniePoint USSD code does not require an internet connection is one of the most important advantages it offers. This feature is useful in places where Internet access is limited as well as when the network is down. Through the use of the USSD code, you can continue to manage your accounts and transactions, allowing you to continue to access essential banking services.

MoniePoint USSD Code for Money Transfer

Money transfer using MoniePoint USSD code is fast, safe and convenient.

To initiate a transfer, follow these simple steps:

  • Dial *888# on your mobile phone.
  • Select the transfer option.
  • Enter the recipient’s account number.
  • Enter the amount you want to transfer.
  • Confirm transaction details.
  • Enter your unique PIN to authorize the transfer.

By following these steps you can transfer money to any bank account in Nigeria using USSD code MoniePoint.

MoniePoint USSD Code to Check Account Balance

With code MoniePoint USSD, you can easily check your account balance on the go. Here’s how to do it:

  • Dial *888# on your mobile phone.
  • Select the account balance check option.
  • Wait for a few seconds for the system to retrieve your account information.
  • You will receive a message containing your current account balance.

This feature allows you to keep track of your finances without accessing the internet or going to a physical bank branch.

Your number must be registered with MoniePoint elsewhere for easy use of USSD.

Read also:How to Get Loan Without ATM Card, ID Card, and BVN

MoniePoint USSD Code for Loan Application

In addition, MoniePoint provides an efficient platform to access loans. The process of applying for a loan through the MoniePoint USSD code is made easy, whether you need money for personal expenses, business operations or an emergency.

Because it offers those in need of financial assistance with affordable interest rates and various repayment options, MoniePoint is an attractive option for such people. Here’s what you need to do:

  • Just enter *888# on your mobile phone.
  • Select the option that allows you to apply for a loan.
  • To provide necessary information, such as loan amount and repayment period, follow the on-screen prompts to enter it.
  • Submit your application.
  • Wait for loan approval notification; it will be sent to your registered mobile number. USSD code MoniePoint to buy airtime

MoniePoint USSD Code for Airtime Purchase

Airtime out can be frustrating, especially when you need to stay connected. MoniePoint’s USSD code allows you to purchase airtime for your mobile phone easily. Here’s how to do it:

  • Dial *888# on your mobile phone.
  • Select the option to buy airtime.
  • Select the network provider you want to top up.
  • Enter the phone number you want to top up.
  • Specify the amount of airtime.
  • Confirm transaction details.
  • Authorize purchases by entering your PIN.

By following these steps, you can instantly load airtime into your mobile phone, ensuring uninterrupted communication


Can I transfer money to any bank using the code MoniePoint USSD?

Yes, the code MoniePoint USSD allows you to transfer money to any bank account in Nigeria.

Is it possible to check account balance without internet connection?

Correct! You can check your MoniePoint account balance with the USSD code, even without an internet connection.

What is the interest rate on a MoniePoint loan?

MoniePoint loan interest rates vary depending on the loan amount and repayment term. It ranges from 6 to 9%.

Is there a fee to use the MoniePoint USSD code?

MoniePoint may apply a small fee for specific transactions made through the USSD code.

Can I buy airtime for other networks with MoniePoint?

Yes, the code MoniePoint USSD allows you to purchase airtime from various network providers in Nigeria. Just select the desired network when starting to buy airtime.


In a nutshell, the MoniePoint USSD token provides an efficient and user-friendly way to conduct various financial transactions.

With convenient, accessible and time-saving features, users can transfer money, check account balances, get loans, borrow money and buy airtime with ease. Security measures implemented by MoniePoint ensure the security of transactions, thereby providing peace of mind for users.

MoniePoint’s adoption of the USSD code allows individuals to effectively manage their finances and enjoy a seamless banking experience. Take advantage of this innovative solution and discover the convenience it offers.

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